Permanent Life Insurance

Whole Life

Whole life policy is the original Permanent Life Insurance policy. They are guaranteed to remain in force for the life of the insured as long as the premiums are paid.

Universal Life

Universal life insurance is a type of permanent life insurance. With a universal life policy, the insured person is covered for the duration of their life as long as they pay premiums and fulfill any other requirements of their policy to maintain coverage.

Indexed Universal Life

Indexed Universal Life works similar to the Universal life except that the cash value allows for growth based on a stock index instead of only through non-equity earned rates.

Final Expense

Final expense insurance policies cover funeral costs. They usually have coverages ranging from $1000-$50000.